Studying in a foreign country can be an overwhelming situation, especially when it comes to navigating healthcare and insurance. That’s where Aon Student Insurance comes in. With their comprehensive healthcare insurance plans, international students can know they’re covered for any unforeseen medical emergencies in the Netherlands.
Whether you need information about their plans, want to receive an offer, or have questions about your situation, Aon Student Insurance is available to assist you. Don’t let insurance be a stressful aspect of your college life. Contact Aon Student Insurance today.
Table of Contents
What is Aon Student Insurance?
Aon Student Insurance caters specifically to international students studying or interning abroad. It provides global coverage through an online platform accompanied by multilingual customer service.
The insurance encompasses health, travel, and stay-related expenses. Aon Student Insurance is accessible in countries like Finland and the Netherlands. Applying for this insurance is convenient and efficient, making it widely regarded as the top choice for students.
Is Aon a broker or insurer?
Aon is identified as an insurance broker. A notable distinction is that Aon is the sole insurance broker with a unified global team that delivers specialized insurance brokerage and risk advisory services.
Aon Corporation is recognized as a leading insurance brokerage and consulting firm globally. Furthermore, Aon is acknowledged as a prominent insurance broker and a provider of risk and reinsurance solutions.
Who needs Aon Student Insurance?
Aon Student Insurance is tailored to meet the unique needs of students studying and interning abroad. It offers comprehensive coverage for health, travel, and stay, ensuring students are protected throughout their educational journey.
Aon International Student Insurance is widely recognized and accepted by numerous universities, satisfying visa requirements. The program aims to prevent students from facing financial difficulties that could hinder their ability to complete their studies abroad.
Aon Student Insurance covers dental treatments required due to accidents or acute pain. Moreover, insurance is mandatory for non-Dutch students studying in the Netherlands, as stipulated by the Dutch Immigration & Naturalisation Service (IND).
What Should I Do if I have received a letter from the CAK?
Receiving a letter from the CAK indicates that prompt action is necessary concerning your healthcare insurance.
The letter typically highlights that you are not included in the Dutch healthcare system and may face potential fines amounting to several hundred euros. It is crucial to attentively review the letter’s contents and adhere to the instructions to prevent any penalties or complications with your healthcare coverage.
Is it adequate to use my European Health Insurance Card (EHIC) while Studying as an international student?
While the European Health Insurance Card (EHIC) can offer necessary medical care while temporarily staying in other EU countries, it must provide more coverage for students studying abroad. EU/EAA students solely studying in a Member State will still require an EHIC.
Similarly, EEA nationals studying in the UK should obtain an EHIC.
However, it’s important to note that the EHIC cannot be utilized for private healthcare. Therefore, more than relying solely on the EHIC is needed for international students. Additional health insurance coverage, such as Aon Student Insurance, is highly recommended, designed with the unique requirements of international students and interns.
When I sign up for Aon Student insurance, may my spouse or dependent(s) join me?
Yes, when you sign up for Aon Student Insurance, your spouse or dependents can join you. The specific eligibility and coverage options for spouses and dependents may vary, so it is recommended to refer to the policy terms and conditions or contact Aon Student Insurance directly for more information.
What Makes Aon Student Insurance Different?
The Aon Student Insurance offers a wide range of coverage, including medically necessary treatments, consultations with healthcare professionals, hospitalization, pregnancy and childbirth, physiotherapy, and dental treatments for accident-related or acute pain situations. It stands out by not having a deductible or copay requirement.
Numerous universities widely accept the program, and it meets all the necessary compliance standards. This insurance addresses the concern of underinsured students, which could disrupt their studies abroad due to financial constraints and create a stressful situation.
Aon Student Insurance is comprehensive, providing worldwide coverage, competitively priced, and even covers recreational activities such as underwater and winter sports.
Benefits of Aon Student Insurance
Aon Student Insurance offers a range of benefits for international students studying or interning abroad. This insurance program provides worldwide coverage through an online platform and offers multilingual customer service.
It meets and exceeds the requirements set by universities, ensuring comprehensive coverage and exceptional service. The insurance package includes various medical treatments, consultations with healthcare professionals, hospitalization, pregnancy and childbirth services, physiotherapy, and dental treatments for accident-related or acute pain.
A noteworthy feature is that Aon Student Insurance does not require a deductible or copay. It is widely accepted by numerous universities and fully complies with visa requirements, providing peace of mind to students.
How Aon Student Insurance can help students in emergencies or unexpected situations
Aon Student Insurance is a valuable resource for international students during emergencies or unforeseen circumstances.
It offers worldwide coverage through an online platform and ensures prompt assistance through its multilingual customer service. This insurance package fulfills the requirements set by universities and goes beyond them to provide comprehensive coverage.
It includes medical treatments, consultations with healthcare professionals, hospitalization, pregnancy and childbirth services, physiotherapy, and dental treatments for accident-related or acute pain. Notably, Aon Student Insurance does not require a deductible or copay.
Moreover, it extends coverage to recreational activities such as underwater and winter sports without any additional premium. Numerous universities widely accept the program and comply fully with visa requirements, offering peace of mind to students.
A dedicated customer service team caters to thousands of international students worldwide, providing support and guidance daily.
Can I use my Aon Student Insurance to get a visa for my foreign study?
Indeed, Aon Student Insurance is widely accepted in numerous countries, including Finland, for students who require insurance to apply for a (Schengen) visa. The insurance is explicitly designed to meet the specific visa requirements and has gained acceptance from many universities. As a result, you can utilize your Aon Student Insurance to obtain a visa for your study abroad experience.
What sorts of coverage are available with Aon Student Insurance plans?
With Aon Student Insurance, you can choose from plans specifically designed for students. Options for insurance protection are as follows:
- Dental coverage: Aon Student Insurance covers dental treatments required due to accidents or acute pain, ensuring students’ oral health is cared for.
- International health and personal insurance: Aon Student Insurance offers comprehensive international health and personal insurance specifically designed for students studying abroad. This insurance is widely accepted in many countries, including Finland, and fulfills visa requirements.
- Basic healthcare insurance: Aon provides the IAK Basic Healthcare Insurance with an AGHS Top-up Plan. This package combines basic health coverage with additional benefits to ensure comprehensive healthcare protection.
- Recreational sports coverage: Aon Student Insurance includes coverage for recreational activities such as underwater and winter sports, allowing students to engage in these activities with peace of mind.
For detailed coverage information, students can refer to the policy conditions provided by Aon Student Insurance, which outline the specific terms and provisions.
What expenditures for and how far are dental and medical care covered?
Aon Student Insurance offers comprehensive coverage for various medically necessary treatments, with specific coverage including consultations with a general practitioner, medical specialist, hospitalization, pregnancy and childbirth, physiotherapy, and dental treatments for accident-related incidents or acute pain.
The insurance covers actual expenses without requiring a deductible or copay. However, insurance details and the location of your studies might affect the amount you are covered.
To obtain a detailed description of the coverage, it is advisable to review the Policy Conditions or contact the Aon Student Insurance customer service team for further assistance.
If I contract COVID-19, would my Aon Student Insurance cover medical costs?
If an insured individual has followed local government guidelines about COVID-19, then Aon Student Insurance will pay for any necessary medical care. For a further explanation of benefits, please see the Policy Conditions or contact Aon Student Insurance’s support team.
Aon Student Insurance: Does it cover emergency medical transportation and return?
Aon Student Insurance offers emergency medical evacuation and repatriation coverage, crucial for international students studying or interning abroad. In an emergency, such as an accident, hospitalization, medical evacuation, or repatriation, students can rely on Aon Assistance, available round the clock.
The cover overview of Aon Student Insurance includes the reimbursement of actual costs for medical expenses, dental expenses in emergencies, and repatriation/evacuation. This ensures that students are protected and supported during unforeseen medical circumstances.
Medical evacuation and repatriation insurance plans provide essential safeguards, allowing students to be evacuated or repatriate their remains to their home country when needed. With Aon Student Insurance, international students can have security in knowing they have safety nets for emergency medical evacuation or repatriation, which is of utmost importance when studying or interning abroad.
What differentiates Aon Student Insurance’s Complete and Start plans?
Aon offers a variety of student insurance products that are specifically designed with foreign students in mind.
Among these options are the Complete+ and Start+ plans. The Complete+ plan offers comprehensive coverage for medical and non-medical expenses, while the Start+ plan focuses on medical expenses alone.
The Complete+ plan is recommended for non-EU students, whereas the Start+ plan is ideal for EU students with an EHIC (European Health Insurance Card).
The coverage provided by Aon Student Insurance includes consultations with general practitioners and medical specialists, hospitalization, pregnancy and childbirth support, physiotherapy, and dental treatments for accidents or acute pain relief.
Students can find detailed information about the coverage by referring to the policy conditions provided by Aon Student Insurance.
What non-medical expenses are covered by Aon Student Insurance plans?
Aon Student Insurance offers plans encompassing medically necessary treatments, ensuring coverage for essential healthcare needs. However, no specific information regarding coverage for non-medical costs like travel or personal expenses is available.
It’s important to note that dental expenses are not included in the coverage. Aon Student Insurance is known for its comprehensive nature, providing worldwide coverage at an affordable price. To obtain a complete understanding of the coverage details, it is advisable to consult the Policy Conditions.
How to make an appointment with a Dutch specialist In The Netherlands?
If you require the expertise of a specialist in the Netherlands, your Aon Student Insurance can be utilized. Aon Student Insurance offers coverage for consultations with medical specialists. You can contact Aon Student Insurance’s multilingual customer service team for personalized advice and guidance.
How to Get Aon Student Insurance
To acquire Aon Student Insurance, individuals can access the Aon Student Insurance website and initiate a request for a new insurance policy by providing the start and end dates for their entire study period abroad.
The insurance payment can be made in installments and has the flexibility of being canceled at any time, with a refund and without incurring any cancellation fees.
Additionally, partners and children who permanently reside with the applicant can apply for Aon Student Insurance. For a comprehensive understanding of the coverage details, it is advisable to consult the Policy Conditions.
Is it necessary to submit a paper application, or may I apply for Aon Student Insurance online?
It seems possible to complete the application for Aon Student Insurance through their online platform. The Aon Student Insurance website provides a convenient portal for individuals to log in and manage their policies, including making updates, submitting claims, and renewing their coverage.
Moreover, there is an option to request a new insurance policy online by entering the start and end dates for the entire study period abroad. The website also offers a self-service feature and a customer services team proficient in multiple languages to assist users.
What are the leading companies offering Student Insurance for International Students in the Netherlands?
Several prominent companies in the Netherlands provide student insurance for international students, such as Zilveren Kruis (ZieZo), CZ Insurance, Just, and Ditzo.
Moreover, Aon International Student Insurance offers comprehensive insurance plans that fulfill or surpass the requirements specified by universities in the Netherlands.
It is essential for international students studying or working in the Netherlands to have health insurance as it is a legal requirement. Different situations may have different regulations, making it crucial to have appropriate insurance coverage throughout their stay.
| Company | Coverage | Eligibility | Policy Type | Visa Requirement | Additional Benefits |
| Aon Student Insurance | Health, travel, and stay | International students studying and/or doing an internship abroad | Comprehensive | Accepted in many countries, including Finland | Coverage for medically necessary treatments, consultations with a general practitioner, medical specialist, hospitalization, pregnancy and childbirth, physiotherapy, and medical expenses for pre-existing conditions |
| Aon International Student Insurance | Health and personal insurance | International students from Europe | Comprehensive | Available in 29 countries that are part of the European Economic Area, the UK, and the US | N/A |
| ICS Complete+ | Medical and non-medical costs | Non-Dutch students of Maastricht University | Tailor-made | Meets certain minimum benefits | Covers costs for existing medical treatments, household effects, baggage, accidents, liability, and legal costs |
What insurance policies do Just and Ditzo, CZ Insurance, and Zilveren Kruis (ZieZo) provide for foreign students studying in the Netherlands?
The student health insurance provided by Zilveren Kruis (ZieZo), CZ insurance, Just, and Ditzo are highly favored by international students.
Zilveren Kruis offers affordable healthcare insurance specifically tailored for students in the Netherlands. International students must possess Dutch healthcare insurance, which they can obtain through Zilveren Kruis. The basic healthcare insurance package, determined by the government, includes the essential care services mandated in the Netherlands.
How to Make a Claim with Aon Student Insurance
To initiate a claim with Aon Student Insurance, follow these steps:
Gather necessary information: Before submitting a claim, ensure you have your policy number and date of birth.
Contact Aon: Refer to your insurance documentation for the correct claims contact number.
Alternatively, you can call 1.800.448.2539 to speak with your Aon broker.
Submit the claim: After gathering the required information and contacting Aon, you can submit your claim. You have two options: use the online form on the Aon Student Insurance website or download a claim form. Fill in all requested details accurately and keep a copy for your records.
You can also claim Digitally. The digital claim form simplifies filing a medical expense claim with your insurance company.
Keep the original receipts for one year after submitting your claim online since If Aon has any concerns; they may wish to see them.
If you need further help with the claims process, contact Aon Student Insurance for support.
How to be in contact with Aon Student Insurance
The most effective method to reach Aon Student Insurance customer service is by accessing their official website at www.aonstudentinsurance.com and navigating to the “Service & Contact” section. There, you can explore a comprehensive list of frequently asked questions or directly contact their support team to address any inquiries regarding your insurance, claims, or overseas journey.
It is worth mentioning that the website may require JavaScript to be enabled for optimal functionality.
Contact Aon Assistance (available 24/7) as quickly as feasible in case of an accident, hospitalization, medical evacuation, or repatriation.
To contact Aon Assistance, dial +31 (0)10 44 88 260.
Aon Assistance USA may be reached at +1 800 682 60 85 if you need help finding a doctor or paying for medical care in the United States.
We’ll need you to confirm certain details when you call.
Include:
• Your name
• Your insurance policy number
• Your contact information
• The hospital’s contact information.
What are the operation hours for Aon Student Insurance Customer Service?
Per the Aon HR Service Center PDF guide, agent support is available from 8:00 a.m. to 4:30 p.m. CST, Monday through Friday. For additional information regarding their customer service hours, it is advised to visit the official website at www.aonstudentinsurance.com and access the “Service & Contact” section.
You can find alternative methods to contact them and inquire about their specific customer service hours.
FAQ
What sort of insurance does Aon provide?
Aon provides international student insurance that covers health, travel, and stay.
Is Aon a Dutch corporation or not?
The Aon Corporation is not a Dutch company. Aon Is an American financial services provider That has international offices in 120 countries. Despite this, Aon is widely regarded as the Netherlands’ premier captive and insurance business manager.
Do overseas students in the Netherlands need to have health insurance?
International students studying in the Netherlands are obligated to have health insurance coverage. If non-Dutch students lack sufficient health insurance, including coverage in the Netherlands, they can enroll in Aon Student Insurance. This insurance plan specifically caters to the needs of students studying abroad, ensuring they meet the mandatory health insurance requirement during their stay in the Netherlands.
Conclusion
In conclusion, Aon Student Insurance is a reliable and comprehensive solution for students studying and interning abroad. Its extensive coverage for medical expenses, including consultations with specialists, ensures that students receive the necessary healthcare support during their time abroad.
The acceptance of Aon Student Insurance by numerous countries and universities further solidifies its credibility and usefulness in meeting visa requirements. Additionally, the availability of multilingual customer service demonstrates Aon’s commitment to providing personalized assistance to students.
By choosing Aon Student Insurance, students can confidently embark on their educational journey, knowing that their health and well-being are safeguarded.
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