Are you planning an international trip in 2023? While exciting, travel has potential mishaps like flight delays, lost luggage, medical emergencies, and more. As the COVID-19 pandemic continues bringing unpredictability, having comprehensive travel insurance from a top provider like Sompo is essential protection.
This guide will cover everything you need to know about Sompo travel insurance Singapore products, benefits, claims, coverage for COVID-19, and why Sompo should be your first choice for 2023 trip insurance from Singapore. Read on for an in-depth look at how Sompo provides the ultimate protection for your next adventure abroad!
Table of Contents
An Overview of Sompo Travel Insurance Singapore
Sompo is a leading insurance provider in Singapore, offering various comprehensive travel insurance plans to suit different needs and budgets. Here’s an introduction to Sompo’s main travel insurance product options:
Sompo’s basic Essential plan provides coverage for:
- Overseas medical expenses up to $500,000
- Trip cancellations up to $10,000
- Loss or damage of personal belongings
- Travel inconvenience benefits
- 24/7 emergency assistance hotline
The Superior plan offers higher coverage for
- Medical expenses up to $1,000,000
- Trip cancellations up to $20,000
- Personal belongings up to $10,000
- Rental vehicle excess
- Adventure sports coverage
Sompo offers customizable travel insurance to tailor coverage by selecting add-ons like:
- Increased medical expense limits
- Adventurous activities cover
- Rental vehicle excess insurance
- Golfer’s coverage
- Winter sports coverage
- Cruise coverage
This range of options makes it easy to find a Sompo travel policy that meets your specific needs.
Top Benefits and Coverage Provided
Some of the key benefits and coverage provided by Sompo travel insurance plans include:
Overseas Medical Expenses
Sompo covers overseas hospitalization, surgery, ambulance transportation, emergency dental care, and more. Superior plans cover up to $1 million in medical expenses.
Emergency Medical Evacuation
If urgent medical care is needed, Sompo covers evacuation back to Singapore or the nearest quality facility. This can be a lifesaver.
Sompo will arrange and cover costs for transporting mortal remains back to Singapore in the unfortunate event of death overseas.
If you must cancel due to COVID-19 or other covered reasons, Sompo reimburses lost deposits and payments. Coverage up to $20,000 is available.
Sompo provides cash for expenses incurred due to travel delays over a specified number of hours.
Luggage mishaps can ruin trips. Sompo covers loss or damage to personal belongings overseas.
24/7 Emergency Assistance
Sompo’s 24/7 hotline provides real-time support for medical emergencies, evacuations, lost documents, and other issues worldwide.
Sompo covers COVID-19 treatment, diagnosis, and trip cancellation/disruption. More details are below.
rental vehicle excess
Sompo covers the excess or deductible you may have to pay if your vehicle is damaged or stolen overseas. It provides peace of mind when renting a car.
With Sompo’s wide range of benefits, you can travel with the assurance that you are protected against many potential mishaps.
Sompo Offers Comprehensive COVID-19 Insurance Coverage
As the COVID-19 pandemic continues into 2023, having insurance that covers coronavirus risks remains crucial. Here are the key ways Sompo travel insurance protects against COVID-19:
Overseas COVID-19 Treatment
Sompo covers hospitalization and treatment expenses if you are diagnosed with COVID-19 during your trip. Treatment expenses are covered up to the stated medical limit.
If you become seriously ill from COVID-19 while traveling, Sompo covers emergency evacuation back to Singapore or the nearest capable hospital.
Sompo reimburses up to the stated limits if you must cancel your trip due to being diagnosed with COVID-19 before departure or other covered COVID-19 reasons impacting travel.
If your travel is disrupted mid-trip due to COVID-19 quarantine orders, positive test results, or denied boarding, Sompo covers additional accommodation, transportation, and meal expenses.
Travel Advisory Exclusion Waivers
Sompo does not apply general exclusions for traveling to countries with COVID-19 travel advisories.
With one of the most comprehensive COVID-19 protections in the market, Sompo makes it possible to travel with greater peace of mind in 2023.
Buying Sompo Travel Insurance is Quick and Easy
Buying Sompo travel insurance for your next trip takes just a few quick steps:
Choose a Plan
Use Sompo’s website to compare Essential vs. Superior coverage based on your trip destination, dates, and needs.
Tailor your policy by selecting optional add-ons for adventurous activities, cruise coverage, rental vehicle excess, etc.
Enter Trip and Personal Details
Provide your trip dates, destinations, purpose, age, and personal details. This provides an accurate quote.
Securely pay for your policy online using a credit card or bank transfer—instant policy confirmation.
Submit Claims Online
If you need to file a claim, use Sompo’s online portal or mobile app for easy submission and supporting documents.
The entire process takes just minutes online without paperwork hassles. Then you can relax knowing your trip has full protection!
Claims and Customer Service Overview
Sompo makes it easy to file a claim 24/7. Here’s an overview of Sompo’s claims process and customer service:
- Online claim submission – Submit claims via Sompo’s website or mobile app, along with supporting documents.
- Processing – Sompo will acknowledge your claim within 3 working days and update you on the processing status.
- Fast processing – Sompo processes straightforward claims within 5 working days after receiving complete documents.
- Case managers – Complex claims are assigned dedicated Sompo case managers for personalized support.
- 24/7 emergency hotline – Sompo’s 24-hour hotline immediately assists with emergencies, questions, and claims.
- Customer support – Sompo’s customer support teams can help via online chat, email, telephone, and social media.
Sompo combines digital convenience with human assistance for claims and customer service. This gives you confidence help is available anytime when you need it most.
Why Choose Sompo for Your Travel Insurance Needs?
Here are the top reasons why Sompo travel insurance should be your top choice when planning international trips from Singapore:
Sompo is an established insurance leader that has been serving Singapore for over 60 years. You can trust their financial stability.
Sompo provides comprehensive protection in case COVID-19 disrupts or impacts your travels.
High Benefit Limits
Sompo offers generous coverage limits of up to $1 million for medical expenses, $20,000 for trip cancellations, and more.
You can easily compare, buy and manage Sompo travel policies completely online in minutes.
Sompo is known for supportive customer service and efficient claims resolution.
Adventure Activities Cover
Sompo covers common adventure pursuits like skiing, hiking, and hot-air ballooning that other insurers may classify as risky.
Sompo allows you to tailor plans by adding optional coverage for adventurous sports, golfing, cruises, and more.
With Sompo’s strong coverage, convenience, reputation, and service, you can travel with total peace of mind knowing support is there when needed.
What is the Price of Sompo Travel Insurance In Singapore?
The price of Sompo travel insurance depends on several factors:
- Age – Older travelers pay higher premiums.
- Trip duration – Longer trips cost more to insure.
- Destination – High-risk areas are more expensive.
- Chosen plan – Superior plans have higher premiums than Essential.
- Add-ons – Adding extra coverage increases the price.
Some examples of Sompo travel insurance Singapore prices:
- 7 days Europe trip for 30-year-old – Essential Plan: $28, Superior Plan: $37
- 14 days Asia trip for 60-year-old – Essential Plan: $54, Superior Plan: $69
- 21 days Australia trip for 45-year-old – Essential Plan: $94, Superior Plan: $118
Add-ons to further customize coverage:
- Adventurous activities cover: +$6
- Cruise cover: +$12
- Rental vehicle excess cover: +$17
Sompo also offers family discounts when insuring:
- 2 to 3 family members: 5% discount
- 4 or more family members: 10% discount
And longer trip discounts:
- 8 to 15 days: 5% off
- 16 days or more: 10% off
Customers can enter their trip details on Sompo’s website to get an instant personalized quote.
Sompo travel insurance offers affordable premiums starting from just $25—comprehensive protection for peace of mind on any trip or budget.
Get Promo Code on Your Sompo Travel Insurance Policy in Singapore
Here are the key details on Sompo travel insurance promo codes and discounts in Singapore:
- Official promo codes – Sompo does not offer any official promo codes or vouchers for travel insurance.
- Bundled travel deals – Some travel agencies bundle Sompo insurance into vacation packages. This effectively provides a discount on the overall bundle price.
- Credit card perks – Certain credit cards like DBS Live Fresh card offer discounts on Sompo insurance purchased—typically 10-15% off.
- Group discounts – When purchasing as a group or family, Sompo offers these discounts:
- Family of 2-3 members: 5% off
- Family of 4+ members: 10% off
- Longer trip discounts – Those insuring longer trips get these Sompo discounts:
- 8-15 day trips: 5% off
- 16+ day trips: 10% off
- Student discounts – Verified students get 15% off Sompo travel insurance.
- NSF discounts – Eligible NSF personnel get 10% off Sompo policies.
- Annual plans – Sompo does not currently offer annual plans. These usually have in-built discounts.
To receive applicable discounts, customers must indicate their eligible status (student, NSF, etc) when getting a quote.
Though Sompo lacks promo codes, various discounts help save on comprehensive travel insurance. Bundling with travel agencies is also an option. Check Sompo’s website for the latest deals.
How to Contact Sompo
Here are a few ways to contact Sompo Travel Insurance in Singapore:
- By Phone: Sompo’s customer service hotline is +65 6532 2233. Call during office hours to speak with a representative who can assist with any inquiries.
- By Email: Send email inquiries to [email protected]. Sompo aims to respond to emails within 1-3 working days.
- Online Chat: Initiate a live chat through the chat widget on Sompo’s website during office hours. Get real-time assistance.
- Social Media: Message Sompo with questions on Facebook (@SompoInsuranceSingapore) or Instagram (@sompo_sg). Responses are generally within a day.
- Filing a Claim: To submit an insurance claim, use Sompo’s online claims portal at https://www.sompo.com.sg/claims or their mobile app.
- Product Questions: Get a quote, compare plans, and learn about coverage on Sompo’s website at https://www.sompo.com.sg/personal/travel-insurance/.
- Office Address: Sompo’s registered office address is 50 Raffles Place, #05-01/06 Singapore Land Tower, Singapore 048623.
So whether you need to file a time-sensitive claim or have a general inquiry, contacting Sompo is quick and convenient through phone, email, chat, social media, or online. Be sure to have your policy details handy when reaching out.
Compare NTUC and Sompo in Singapore
Here is a comparison of NTUC Travel Insurance and Sompo Travel Insurance in Singapore:
|Factor||NTUC Travel Insurance||Sompo Travel Insurance|
|Coverage Limits||Up to $200,000 for medical expenses||Up to $1 million for medical expenses|
|COVID-19 Coverage||Covers COVID-19 medical treatment and trip disruption||Covers COVID-19 medical treatment, trip cancellation and disruption|
|Pre-existing Conditions||Limited cover only||Covered with declaration|
|Emergency Assistance||24/7 hotline for emergencies||24/7 hotline for emergencies|
|Trip Cancellation||Up to $5,000 coverage||Up to $20,000 coverage|
|Travel Delay||Up to $100 benefit||Up to $200 benefit|
|Baggage Loss||Up to $3,000 benefit||Up to $5,000 benefit|
|Rental Vehicle Excess||Not covered||Covered under Superior plan|
|Adventurous Activities||Limited coverage||Covered under Superior plan|
|Add-ons Available||No add-ons||Additional options available|
|Purchase Process||Online and in-person||Online only|
|Claims Process||Online or paper submission||Online submission|
|Pricing||Starts from $18||Starts from $25|
Sompo Travel Insurance generally provides higher coverage limits, more comprehensive COVID-19 protections, and greater flexibility through add-on options. However, NTUC Travel Insurance offers the option of in-person purchases. For most travelers, Sompo is likely the preferable choice overall.
Frequently Asked Questions
Does Sompo offer annual travel insurance?
No, Sompo only offers single-trip travel insurance policies covering specific trip dates and duration. Annual cover for multiple trips is not currently available.
How soon can I buy Sompo Travel Insurance?
You can purchase Sompo travel insurance policies before your departure date. However, it is best to buy early to get full cancellation protections.
Does Sompo cover pre-existing medical conditions?
Sompo will exclude claims related to pre-existing conditions from coverage unless you declare them upon purchasing and receive written approval from Sompo.
Can I extend my Sompo travel policy while overseas?
Yes, you can extend your Sompo travel insurance online abroad if your trip is longer than originally planned. Extended coverage will be subject to additional premium payment.
How do I make a claim with Sompo travel insurance?
You can submit Sompo travel insurance claims completely online via their portal, along with supporting documents, within 30 days of returning to Singapore.
The Bottom Line: Sompo Offers the Best Travel Insurance Protection for 2023
Whether planning a luxury getaway, adventure trip, family vacation, or solo expedition, Sompo travel insurance should be your top choice for 2023. Sompo provides unmatched protection and supports all around the world with the following:
- Generous coverage limits and benefits
- COVID-19 protections
- Streamlined online purchases and claims
- 24/7 emergency assistance
- Customization options
- Excellent customer service
By selecting a Sompo travel insurance Singapore plan that aligns with your unique trip, you can travel with ultimate peace of mind knowing you have an ally in Sompo if the unexpected happens. To learn more and get a free quote, visit Sompo’s website today!
Have an amazing, protected trip in 2023 with Sompo. Your journey starts here.
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