World Nomads Travel Insurance Review: Ultimate Guide 2024

World Nomads Travel Insurance Review: Ultimate Guide 2023
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Introduction

Embarking on a new adventure is exhilarating, but it’s crucial to safeguard your journey with the right travel insurance plan. That’s where World Nomads Travel Insurance steps in, offering comprehensive insurance cover tailored to meet the unique needs of modern-day explorers.

Whether you’re an adrenaline junkie seeking thrilling escapades or a cultural connoisseur immersing yourself in distant lands, World Nomads has you covered. From trip cancellation and interruption protection to extensive medical coverage, their range of plans, such as the versatile Explorer Plan and the dependable Standard Plan, ensures peace of mind throughout your travels.

World Nomads Travel Insurance Intro
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In this ultimate guide, we delve deep into World Nomads insurance, exploring their top-notch travel insurance plans, the ease of buying insurance online, and the seamless process of filing a claim. Get ready to unlock a world of worry-free exploration with World Nomads Travel Insurance!

Table of Contents

What is World Nomads Travel Insurance?

What is World Nomads Travel Insurance
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World Nomads Travel Insurance is a comprehensive plan for independent travelers and their families. It covers overseas medical expenses, trip cancellations, and more than 200 adventure activities. World Nomads offers two plans: Standard and Explorer.

The provider excels in sports/activity-related travel insurance coverage, offering solid trip delay, baggage delay, and lost luggage protection. The policies are administered by Nationwide Mutual Insurance Company, a Fortune 100 company offering various insurance and financial products.

World Nomads Travel Insurance is unique because it covers more than 200 types of adventurous activities, depending on your plan, including skydiving and kickboxing. The policy covers you, the policyholder, and up to three travel companions sharing travel arrangements and prepaid accommodation.

Unlike many other insurers, you do not need to include the cost of your trip when searching for a World Nomads policy because trip cancellation and interruption benefits are capped at a certain amount. World Nomads has been selling travel insurance since 2002 and is underwritten by Nationwide.

Their plans provide comprehensive travel insurance coverage with the explorer and thrill-seeker in mind. Trip cancellation insurance can reimburse you 100% for prepaid, non-refundable costs if you cancel a trip for a reason listed in your policy.

Most travel insurance companies exclude coverage for dangerous activities like skydiving and kickboxing. But World Nomads covers more than 200 adventurous activities, depending on your plan. World Nomads is recommended by top names in the travel industry, such as Lonely Planet, National Geographic, and Rough Guides.

 

Why World Nomads is the Best Travel Insurance

Why World Nomads is the Best Travel Insurance
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World Nomads Travel Insurance is considered the best travel insurance for several reasons. Here are some of the reasons why:

  • Comprehensive Coverage: World Nomads offers the most comprehensive coverage for travelers, including trip cancellation, trip interruption, and medical coverage. 

 

  • Adventure Activities Coverage: World Nomads covers more than 200 adventurous activities, including skydiving and kickboxing, which other travel insurance companies typically exclude.

 

  • Standard and Explorer Plans: World Nomads offers two plans: Standard and Explorer. The Standard Plan provides decent medical and trip coverage for the average traveler, while the Explorer Plan offers more comprehensive coverage for adventurous activities. 

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  • No Trip Cost Required: Unlike many other insurers, you do not need to include the cost of your trip when searching for a World Nomads policy because trip cancellation and interruption benefits are capped at a certain amount. 

 

  • Recommended by Top Names in the Travel Industry: World Nomads is recommended by top names in the travel industry, such as Lonely Planet, National Geographic, and Rough Guides.

 

  • Long-Term Coverage: There is no limit on the length of time you can be insured with World Nomads, which makes it an excellent choice for long-term travelers and nomads.

 

  • Created by Travelers for Travelers: World Nomads was created by travelers for travelers, specifically made for globetrotters, wanderlusters, and adventure-seekers.

 World Nomads Travel Insurance is a great choice for those who want comprehensive coverage, including adventure activities and long-term travel.

Some Drawbacks to World Nomads Travel Insurance

World Nomads Travel Insurance is a popular choice for travelers, but there are some drawbacks to consider before purchasing a policy. Here are some of the potential downsides:

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  • Limited Coverage: While World Nomads covers more than 200 types of adventurous activities, some are still not covered. It’s important to read the policy carefully to ensure the activities you plan to do are covered.

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  • No Coverage for Pre-Existing Conditions: World Nomads does not cover pre-existing medical conditions, which can be a problem for some travelers.

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  • Limited Trip Cancellation Coverage: Unlike other insurers, you do not need to include the cost of your trip when searching for a World Nomads policy because trip cancellation and interruption benefits are capped at a certain amount. If you have a very expensive trip planned, you may not be fully covered if you need to cancel.
  • No Refunds: World Nomads does not offer refunds for policies that are canceled early, even if you haven’t started your trip yet.

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  • Limited Customer Service: Some customers have reported difficulty contacting World Nomads customer service when they need assistance.

 Overall, while World Nomads Travel Insurance offers comprehensive coverage for adventurous travelers, it may not be the best choice for everyone due to its higher cost and limited coverage options. It’s important to carefully read the policy and consider your needs before purchasing any travel insurance policy.

Plans and Coverages offered by World Nomads

Plans and Coverages offered by World Nomads
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They provide coverage for overseas medical expenses, trip cancellation, trip interruption, trip delay, emergency medical evacuation, and more. They also offer coverage for over 200 adventure activities, including bungee jumping, scuba diving, and skiing.

World Nomads offers two plans: Standard and Explorer. The Standard plan covers up to $2,500 for trip cancellation and interruption, while the Explorer plan covers up to $10,000. The Explorer plan also offers higher limits and additional adventure sports coverage.

The plans can be purchased for a trip duration of up to 180 days, and you can extend your coverage mid-trip. World Nomads policies are administered by Nationwide Mutual Insurance Company in the US, a Fortune 100 company offering various insurance and financial products.

The provider offers insurance plans for travel to nearly any country and is available to residents of most countries. It is important to note that travel insurance plans are filled with exclusions, so paying attention to what is and isn’t covered is important.

For example, World Nomads does not cover pre-existing medical conditions or injuries sustained under the influence of drugs or alcohol. World Nomads offers simple and flexible travel insurance plans for independent travelers and their families. They offer coverage for overseas medical expenses, trip cancellation, trip interruption, trip delay, emergency medical evacuation, and more.

They also offer coverage for over 200 adventure activities. Nationwide Mutual Insurance Company administers World Nomads policies in the US and are available to residents of most countries.

World Nomads’ Standard Plan vs. Explorer Plan

World Nomads’ Standard Plan vs. Explorer Plan
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World Nomads offers two travel insurance plans: the Standard Plan and the Explorer Plan. Here are the differences between the two plans:

  • Standard Plan

· Lower coverage limits compared to the Explorer Plan. 

· Covers trips up to $2,500 

· Covers fewer adventure sports and activities  

  • Explorer Plan

· Higher coverage limits compared to the Standard Plan 

· Covers trips up to $10,000 

· Covers more adventure sports and activities 

· Includes rental car damage insurance (in states where it is available) 

The Explorer Plan typically has a higher premium than the Standard Plan due to its higher level of coverage.

The plans can be purchased for trip durations up to a maximum of 180 days, and coverage can be extended mid-trip

Coverage TypeStandard Plan Coverage AmountExplorer Plan Coverage AmountMedical Expenses$100,000$100,000Emergency Medical Transportation$300,000$500,000Trip Cancellation100% of trip costs up to $10,000150% of trip costs up to $15,000Trip Interruption100% of trip costs up to $10,000150% of trip cost up to $15,000Baggage and Personal Effects$1,000 per item up to $3,000 total$1,500 per item up to $3,000 totalBaggage Delay$750$1,500Emergency Dental Treatment$750$1,000Rental Car Damage Insurance (in the states where it is available)Not includedIncluded150% of trip costs up to $15,000Limited coverage included for some activitiesCoverage for 100+ activities includedNote that the coverage amounts and limits may vary depending on your destination, the age of travelers, where you reside, the cost of the trip, and other factors.

World Nomads Travel Insurance for Medical Coverage

World Nomads Travel Insurance for Medical Coverage
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World Nomads Travel Insurance is a comprehensive travel insurance plan designed by travelers for travelers. It provides medical coverage, trip cancellation, interruption, and other benefits to protect you and your family while traveling.

World Nomads offers two types of travel insurance plans: Standard and Explorer. The Explorer plan is designed for thrill-seekers and sports enthusiasts, providing scuba diving, bungee jumping, and skiing coverage.

World Nomads Travel Insurance is unique among other providers because it is available to residents of most countries. In the U.S., World Nomads policies are administered by Nationwide Mutual Insurance Company, a Fortune 100 company offering various insurance and financial products.

The insurance plan’s cost depends on the trip’s length and the countries you visit. Unlike many other insurers, you do not need to include the cost of your trip when searching for a World Nomads policy because trip cancellation and interruption benefits are capped at a certain amount. World Nomads Travel Insurance also covers Covid-19 as a sickness.

Covid medical coverage from World Nomads includes emergency medical coverage, medical evacuation, trip cancellation, trip interruption, and trip delay. To be eligible for World Nomads Travel Insurance, you must have access to long-term medical care through a national health insurance scheme and private health insurance (not including reciprocal health agreements).

World Nomads will repatriate you for ongoing medical care if you cannot continue your trip due to a medical emergency.


World Nomads Travel Insurance is a great option for travelers seeking comprehensive medical coverage. It offers unique benefits like coverage for adventure sports and Covid-19 as a sickness. The cost of the policy depends on the length of your trip and the countries you’re visiting.

What is the coverage limit for medical expenses in World Nomads travel insurance?

World Nomads Travel Insurance offers medical coverage for emergency medical expenses, including Covid-19, with coverage limits that vary depending on the plan. The Standard plan offers up to $5 million in emergency medical expenses, while the Explorer plan offers up to $10 million.

However, it is important to note that to be eligible for World Nomads Travel Insurance. You must have access to long-term medical care through a national health insurance scheme and private health insurance (not including reciprocal health agreements).

Additionally, the cost of the insurance plan depends on the length of the trip and the countries you’re visiting. Unlike many other insurers, you do not need to include the cost of your trip when searching for a World Nomads policy because trip cancellation and interruption benefits are capped at a certain amount.

Trip Cancellations, Delays, and Interruptions


World Nomads Travel Insurance covers trip cancellations, delays, and interruptions. Trip cancellation insurance can reimburse you for prepaid, non-refundable costs if you cancel a trip for a reason listed in your policy. Trip interruption coverage protects prepaid, non-refundable travel expenses if something unforeseen happens during the trip that forces you to return home early.

Trip delay benefits may be available if your flight is delayed or canceled. However, it is important to note that cancellations due to fear of travel are not covered. You should read your plan documents carefully to see your travel protection plan’s specific terms and conditions.

World Nomads Travel Insurance also offers global 24/7 travel assistance, which includes medical emergency guidance and referrals and assistance locating medical professionals such as dentists or physicians.

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These Are The Six Best Digital Nomad Travel Insurance Options.

Here are six of the best digital nomad travel insurance options:

1.       World Nomads Travel Insurance

2.       SafetyWing

3.       Insured Nomads

4.       Atlas Travel Insurance

5.       True Traveler

6.       IMG GlobalWorld

Nomads Travel Insurance offers comprehensive coverage for trip cancellations, delays, interruptions, and medical coverage for emergency medical expenses, including Covid-19, with coverage limits varying depending on the plan.

SafetyWing is another popular option for digital nomads, offering affordable health and travel insurance plans with worldwide coverage.

 Insured Nomads is a good choice for short-term travelers, while Atlas Travel Insurance is ideal for long-term travelers looking for medical coverage.

True Traveler is best for adventure junkies, while IMG Global is a great family option.

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SafetyWing Nomad Insurance

SafetyWing is a travel and medical incident insurance for digital nomads, remote workers, and long-term travelers. It offers better prices for long-term travel and allows you to purchase a policy even after you’ve started traveling. SafetyWing covers medical insurance, travel insurance, and personal liability. It also includes Covid-19 coverage.

SafetyWing allows visits to the home country and covers brief visits back home for up to 30 days (15 days for US residents) after 90 days abroad. Two children under 10 per family (1 per adult) can be included on your insurance free of charge. SafetyWing is one of the best travel insurance companies for digital nomads.

Genki Nomad Travel Medical Insurance

Genki provides affordable health insurance for digital nomads as a recurring subscription. It is marketed specifically to the digital nomad community and offers customizable plans starting at €35.70 monthly for those aged 18-29 and €54.60 monthly for those 30-49 years of age.

The cost depends on your age, the area of coverage, and the deductible you select. Genki offers health insurance, not travel insurance, which is not true “nomad insurance.” However, it allows you to choose your doctor and offers a monthly subscription you can cancel anytime. Genki is a good option for digital nomads who need health insurance while traveling.

PassportCard Nomads Insurance

PassportCard Nomads is a global health insurance provider for digital nomads that offers comprehensive medical coverage, including annual check-ups, non-urgent treatment, specialist consultations, and office visits.

They provide a prepaid debit card that is loaded on the spot whenever you need to pay a bill, eliminating the need for out-of-pocket claims or payments. PassportCard Nomads also offers a comprehensive app that provides 24/7 insurance services. They have over 2 million members and are a safe bet for nomad insurance. However, as of March 2023, PassportCard Nomads does not offer insurance.

World Nomads Travel Insurance

World Nomads Travel Insurance is a comprehensive travel insurance provider that offers coverage for trip essentials, including medical coverage, trip cancellation, trip interruption, and sports/activity-related travel insurance coverage.

World Nomads policies are available to residents of most countries and can cover trips to nearly any country.

The insurance plan’s cost depends on the trip details and the countries being visited. World Nomads also offers global 24/7 travel assistance, which includes medical emergency guidance and referrals. Unlike World Nomads, SafetyWing and PassportCard Nomads offer insurance specifically designed for digital nomads.

Atlas Travel Insurance

Atlas Travel Insurance is a travel medical insurance provider offering customized health and assistance benefits for international travelers traveling abroad. The Atlas International plan costs $0.81 per day, while the Atlas America Insurance plan starts at $1.49 per day. The premiums range from as little as $2.00 per day to as much as $4.00 on average.

Atlas Travel Insurance offers health insurance plans for digital nomads and long-term travelers seeking medical coverage, including COVID-19 and some supplemental trip benefits. The eligibility requirements and coverage area can be found on the HCC-MIS website. Tokio Marine HCC is the parent company of Atlas Travel Insurance.

IMG Global Travel Insurance

IMG Global is an award-winning provider of global insurance benefits and assistance services, supporting millions of people in almost every country since 1990. They offer a variety of insurance plans, including international travel insurance plans, global medical insurance plans, ex-pat insurance, insurance for students and scholars, insurance for missionary groups and volunteer groups, and more.

IMG offers 25 different insurance plans, from basic travel medical insurance to comprehensive travel insurance, cruise and sports coverage, international medical insurance, and more. They are also known for their IMG Signature Travel Insurance SM plan, an excellent add-on to your Global Rescue membership, providing coverage against unexpected expenses while traveling. However, no travel insurance plans offered by Global Travel Insurance cover anything related to COVID-19.

What’s Not Covered by World Nomads Travel Insurance?

World Nomads Travel Insurance plans have exclusions, so knowing what is and isn’t covered is essential. Here are some things that World Nomads Travel Insurance does not cover:

·         Pre-existing medical conditions

·         Injuries or illnesses resulting from drug or alcohol use

·         Injuries or illnesses resulting from participation in extreme sports or activities not covered by the Policy

·         Injuries or illnesses resulting from war, terrorism, or acts of violence

·         Losses due to theft or damage of unattended baggage

·         Losses due to failure to obtain necessary travel documents or visas

·         Trip cancellations or interruptions due to the financial default of a travel supplier is essential to read the policy carefully and understand what is and isn’t covered before purchasing travel insurance.

Does World Nomads have any restrictions on coverage for certain activities or destinations?

World Nomads Travel Insurance has some restrictions on coverage for certain activities or destinations. While they offer coverage for more than 150 adventure sports and activities, there may be some exclusions depending on the policy and the country you are visiting.

Additionally, trip insurance plans are filled with exclusions, so paying attention to what is and isn’t covered is important. It is also important to note that World Nomads Travel Insurance policies are available to residents of most countries.

Still, the policies are administered by Nationwide Mutual Insurance Company in the U.S. Finally. It is essential to read the policy carefully and understand what is and isn’t covered before purchasing travel insurance.

Does World Nomads Travel Insurance cover adventure sports and activities?

Yes, World Nomads Travel Insurance covers adventure sports and activities. They offer coverage for more than 150 adventure sports and activities, including hiking, zip lining, dog sledding, scuba diving, snow skiing, white water rafting, and more.

World Nomads is unique among other providers as it excels in sports/activity-related travel insurance coverage. They also offer coverage for hundreds of adventure sports as part of their Standard and even more under their Explorer policies.

Does World Nomads Cover the COVID-19 Coronavirus?

Yes, World Nomads Travel Insurance covers COVID-19. The World Nomads travel protection plan purchased by U.S. residents may provide coverage for specified benefits if you test positive for the COVID-19 virus, including emergency medical, emergency medical evacuation, trip delay, and trip interruption coverage if you contract COVID-19 while traveling.

Plans offered through World Nomads also offer coverage for COVID-19, which can pay for health care and quarantine if you test positive or get sick during your travels. However, it is important to read the plan documents carefully, as cancellations due to fear of travel are not covered.

Can I Get Travel Insurance Coverage if I’m Still Abroad?

Yes, you can get travel insurance coverage if you’re still abroad. World Nomads travel insurance has been designed by travelers for travelers to cover their trip essentials. Even if you run out of travel insurance or leave without it, World Nomads can cover you.

The policyholder’s age determines the policy’s total cost, the number of people covered, the insured’s location, and the trip’s length and destination. Atlas Travel medical insurance also provides international travelers with customized health and assistance benefits while traveling abroad.

However, it is important to note that certain types of medical expenses may be excluded from coverage under these policies.

Additionally, World Nomads Travel Protection Plan purchased by U.S. residents may provide coverage for specified benefits if you test positive for the COVID-19 virus, including emergency medical, emergency medical evacuation, trip delay, and trip interruption coverage if you contract COVID-19 while traveling.

Does World Nomads Travel Insurance Have 24/7 Travel Assistance?

Yes, World Nomads travel insurance plans include global 24/7 travel assistance. This hotline offers assistance such as medical emergency guidance and referrals and locating medical professionals such as dentists or physicians.

How can I access World Nomads Travel Insurance’s 24/7 travel assistance?

To access World Nomads Travel Insurance’s 24/7 travel assistance, you can contact their emergency assistance team Generali Global Assistance, which has a local presence in 200 countries and territories worldwide and 35 24/7 assistance centers staffed with multi-lingual teams to connect you with medical treatment and transportation during your trip.

What types of travel assistance are available through World Nomads Travel Insurance’s 24/7 hotline

123World Nomads Travel Insurance’s 24/7 hotline offers various types of travel assistance, including medical emergency guidance and referrals, locating medical professionals such as dentists or physicians, and connecting travelers with medical treatment and transportation during their trip. The hotline is staffed with a multi-lingual team that can provide emergency assistance services in every country.

What is the phone number for World Nomads Travel Insurance’s 24/7 hotline?

To contact World Nomads Travel Insurance’s 24/7 hotline, you can call their emergency assistance team Generali Global Assistance, which has a local presence in 200 countries and territories worldwide and 35 24/7 assistance centers staffed with multi-lingual teams to connect you with medical treatment and transportation during your trip.

The phone number for the hotline is +44 (0) 20 3093 1750 if calling from overseas.

Which World Nomads insurance plan is best for me?

Which World Nomads insurance plan is best for me
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To determine which World Nomads insurance plan is best for you, consider the following information from the search results:

World Nomads offers two policies to choose from: Standard and Explorer

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The Standard Plan is a good choice for those satisfied with trip cancellation and interruption coverage of $2,500 or less, do not need rental car damage protection, find the limits sufficient, and do not need coverage for certain adventure sports.

The Explorer Plan has higher coverage limits than the Standard Plan. It is designed for those who plan to participate in adventure activities such as trekking, mountain biking, and scuba diving.

 Both plans provide comprehensive travel insurance coverage with the explorer and thrill-seeker in mind.

World Nomads automatically covers 200+ adventurous activities. To see the cost of the insurance plan, you will need to input your trip details, age, and state of residence.

Based on this information, the Explorer Plan may be the best option if you plan to participate in adventure activities during your trip. However, the Standard Plan may be better if you do not need coverage for certain adventure sports and are satisfied with lower coverage limits. Ultimately, the best plan for you will depend on your individual needs and preferences.

Can you buy World Nomads travel insurance online?

Yes, you can buy World Nomads travel insurance online. According to their website, you can buy their travel insurance online even if you have already left home.

They also offer the option to extend and claim online while traveling. World Nomads has been selling travel insurance since 2002 and is underwritten by Nationwide. Their plans provide comprehensive travel insurance coverage with the explorer and thrill-seeker in mind.

How to extend World Nomads travel insurance?

To extend World Nomads travel insurance, you can do so online while traveling. World Nomads says you can buy more travel insurance if you keep traveling. If you need to extend your period of cover or claim online at any point in your trip, you can do so with World Nomads.

Can I extend my World Nomads travel insurance policy while I am traveling

Yes, you can extend your World Nomads travel insurance policy while traveling. According to World Nomads, you can extend most of their policies online and from overseas while traveling, as long as you extend it before it expires. However, conditions and limitations apply, so checking the policy details before purchasing is important to ensure they will suit your needs.

What Is Digital Nomad Travel Insurance?

What Is Digital Nomad Travel Insurance
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Digital nomad travel insurance is a type of insurance designed to protect the health and technology of digital nomads while they travel internationally.

It can be purchased online and claimed online while traveling. Several digital nomad, travel insurance options are available, including World Nomads, SafetyWing, PassportCard Nomads Insurance, Insured Nomads, Heymondo, CoverAmerica-Gold, and Atlas Travel Insurance.

The cost of digital nomad insurance is influenced by factors such as age, the number of travelers, length of stay, and the type of coverage.

What are the benefits of digital nomad travel insurance compared to regular travel insurance?

Benefits of digital nomad travel insurance compared to regular travel insurance:

  • Coverage for technology: Digital nomad travel insurance is designed to protect the technology of digital nomads against unexpected damage or loss 
  • Flexibility: Digital nomad travel insurance offers more flexibility than regular travel insurance, allowing for online purchases and claims while traveling internationally
  • Coverage for remote work: Some digital nomad travel insurance plans cover remote work-related activities, such as office and administrative work

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What Should Travel Insurance For Digital Nomads Include?

Travel insurance for digital nomads should provide comprehensive coverage tailored to the unique needs of individuals who lead a nomadic lifestyle. When choosing insurance for digital nomads, it’s crucial to consider the following inclusions:

  • Health and Medical Coverage: Digital nomad insurance should offer robust medical coverage, including emergency medical expenses, hospitalization, and access to quality healthcare services worldwide.
  • Trip Cancellation and Interruption: Coverage for trip cancellation or interruption due to unforeseen circumstances such as illness, natural disasters, or travel advisories is essential to protect against financial loss.
  • Travel Delay and Lost/Delayed Baggage: Insurance should cover expenses incurred due to flight or transportation delays and compensate for lost or delayed baggage, ensuring peace of mind during travel.

 

  • Personal Liability Coverage: Nomad insurance should include liability coverage to protect against potential legal expenses and claims if an accident or injury involving a third party occurs during travels.

 

  • Emergency Evacuation and Repatriation: Insurance plans should cover the cost of emergency medical evacuation to the nearest suitable medical facility and repatriation to the home country in case of severe illness or injury.

    

  • Coverage for Valuables and Electronics: Insurance should provide coverage for personal belongings, including expensive electronics such as laptops, cameras, and other digital equipment that are essential for digital nomads.

 

  • Flexible and Worldwide Coverage: Digital nomad insurance should offer flexibility to accommodate frequent travel and provide coverage globally, including the countries where the nomad intends to reside temporarily.

By ensuring that these key aspects are included, digital nomads can have the peace of mind to focus on their work and enjoy their nomadic lifestyle without worrying about unexpected emergencies or financial burdens.

How Much Does World Nomads Travel Insurance Cost?

World Nomads travel insurance costs vary depending on factors such as your destination, age, and state of residence. To see the cost of the insurance plan, you will need to input your trip details, age, and state of residence.

Unlike many other insurers, you do not need to include the cost of your trip when searching for a World Nomads policy because trip cancellation and interruption benefits are capped at a certain amount. The Standard Plan costs $79, while the Explorer Plan costs $149.

However, the amount you’ll pay for World Nomads travel insurance will vary depending on your destination, the age of travelers, where you reside, the cost of the trip, and other factors.

How to get a quote for World Nomads’ travel insurance

To get a World Nomads’ travel insurance quote, visit their website and select “Get a Quote”. You will need to input your trip details, age, and state of residence to see the cost of the insurance plan. Unlike many other insurers, you do not need to include the cost of your trip when searching for a World Nomads policy because trip cancellation and interruption benefits are capped at a certain amount.

World Nomads travel insurance is available to residents of over 140 countries, even if you are already traveling. You can also get a quote and buy online today from TravelInsuranceRatings.com.

World Nomads vs. 3 Budget Travel Insurance Options

World Nomads is a travel insurance provider that offers two basic policies: Standard and Explorer. Each covers essentially the same things, but Explorer has higher amounts that World Nomads is willing to pay for claims.

The amount you’ll pay for World Nomads travel insurance will vary depending on your destination, the age of travelers, where you reside, the cost of a trip, and other factors. The Standard Plan costs $79, while the Explorer Plan costs $149.

Here are three budget travel insurance options to compare with World Nomads:

  • Travel Insurance Center: This provider offers a variety of plans with different levels of coverage and prices. They also offer a 10-day free look period.
  • Allianz Global Assistance: This provider offers a variety of plans with different levels of coverage and prices. They also offer a 15-day free look period.
  • Seven Corners: This provider offers a variety of plans with different levels of coverage and prices. They also offer a 15-day free look period.

 When comparing these budget travel insurance options with World Nomads, it’s important to consider the specific coverage offered by each plan, the cost, and any additional benefits or features.

How to File A Claim with World Nomads Travel Insurance

Here are the steps to file a claim with World Nomads Travel Insurance:

Keep your policy number handy and be ready with a phone number where you can be reached.

Login to your member account or sign up for an account if you’re not a member.

Start a claim and follow the prompts.

Attach any relevant paperwork and invoices.

Submit your claim online while traveling or after you return home through your World Nomads membership.

 It’s important to note that before submitting a claim, travelers should read their policy to check their coverage and prepare all the documentation required by the claim. World Nomads allows travelers to claim anywhere in the world, and the claims team will keep them updated on the status of their claims. The processing time for complete claims is usually within 10 to 30 days.

How long does it take World Nomads to process a claim?

To process a claim with World Nomads Travel Insurance, travelers can submit their claim online while traveling or after they return home through their World Nomads membership. The claims team will keep them updated on the status of their claim, and the processing time for complete claims is usually within 10 to 30 days.

However, during COVID, the processing times were longer, and interest was paid on benefits after the promised processing period was passed. The speed at which a claim is processed depends on the documentation submitted and the complexity of the claim.

Before submitting a claim, travelers should read their policy to check their coverage and prepare all the documentation required by the claim form.

How do I contact World Nomads Insurance?

How do I contact World Nomads Insurance
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Here are the ways to contact World Nomads Insurance:

Phone: For questions about claims, travelers can call 1-844-207-1930.

Email: For questions about claims, travelers can email [email protected].

Mail: Claims can be mailed to World Nomads Claims, Trip Mate Claims Service Team, P.O. Box 527, Hazelwood, MO 63042, USA.

Help Center: Travelers can visit the World Nomads Help Center for more information and assistance.

Social Media: Travelers can also contact World Nomads on social media platforms such as Facebook and Twitter for assistance.

Conclusion

In conclusion, World Nomads Travel Insurance is a trusted and comprehensive insurance provider offering extensive travel coverage. With their range of insurance plans, including coverage for health, trip cancellation, and lost baggage, World Nomads ensures that travelers are well-protected during their journeys.

Their user-friendly online platform and efficient claims process make it convenient for travelers to manage their insurance. With a commitment to customer satisfaction and a focus on meeting the unique needs of adventurers and digital nomads, World Nomads Travel Insurance is a reliable choice for those seeking peace of mind and financial protection while exploring the world.

World Nomads Travel Insurance FAQ

What is the Best Travel Insurance?

There is no one-size-fits-all answer to this question. The best travel insurance depends on your individual needs and the type of trip you are taking. It is recommended to compare different travel insurance plans and read reviews before making a decision.

Is World Nomads insurance worth it?

World Nomads travel insurance has been designed by travelers for travelers to cover their trip essentials. It offers comprehensive travel insurance coverage with solid trip delay, baggage delay, and lost luggage protection. World Nomads policies are available to residents of most countries. They are administered by Nationwide Mutual Insurance Company in the U.S. Whether or not World Nomads insurance is worth it depends on your individual needs and the type of trip you are taking.

Does World Nomads cover evacuation?

Yes, World Nomads travel insurance covers emergency medical evacuation if a doctor deems it medically necessary.

Do World Nomads travel insurance plans have “Cancel for Any Reason” coverage?

World Nomads travel insurance plans do not have “Cancel for Any Reason” coverage.

Where is World Nomads based?

World Nomads is based in Sydney, Australia.

Does World Nomads cover all countries?

World Nomads offers insurance plans for travel to nearly any country and is available to residents of most countries.

Does World Nomads cover phone theft?

Yes, World Nomads travel insurance covers phone theft as long as it is reported to the police within 24 hours of the incident and a police report is obtained.

Alireza Farshadfard
World Nomads Travel Insurance Review: Ultimate Guide 2024

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