Envisage International Student Insurance Review(2024 Update)

International student insurance is essential for students traveling abroad for studies. With global insurance providers like Envisage International Corporation, students can find comprehensive coverage for health, travel, and other needs. This article will provide a detailed Envisage international student insurance review to help you make an informed choice.

I will cover topics like Envisage’s range of insurance plans, benefits offered, policy exclusions, claims process, customer service, and more. Whether you are researching insurance providers or looking to purchase a policy, this comprehensive guide will tell you everything about this leading insurance agency for international students.

What is Envisage International Corporation?

Founded in 1998 and headquartered in Neptune Beach, Florida, Envisage International Corporation is a trusted industry leader providing insurance to students studying outside their home country. It is a specialized insurance agency owned and operated by Envisage, selling health and travel insurance plans to students from around the world.

Some key facts about Envisage:

• Specialized in international student insurance since 2001
• Online marketplace with a wide range of insurance options
• NAFSA Global Partner providing compliant insurance
• Rated A+ by Better Business Bureau
• Winner of multiple Stevie Awards

So in a nutshell, Envisage International is a globally renowned one-stop shop for international student health insurance and travel insurance needs.

Why Choose Envisage for International Student Insurance?

Here are some key reasons why Envisage Global Insurance stands out:

Industry Experience: With over 20 years of experience, Envisage is a trusted leader in the international student insurance space. They have serviced over a million students from 170 countries.

Compliant Coverage: Their insurance plans meet and exceed coverage requirements for international students set by schools, government agencies, etc. Envisage is a NAFSA global partner.

Range of Options: They offer a variety of comprehensive insurance packages tailored to the needs of different students – exchange students, international full-time students, scholars, work & travel participants, etc.

World-class Services: Envisage provides exceptional customer service and support throughout the insurance journey – from getting a quote to filing claims.

Global Reach: Through partnerships with leading international insurance carriers, Envisage can provide coverage almost anywhere across the globe.

Industry Accreditations: Rated A+ by the Better Business Bureau and winner of multiple Stevie Awards, Envisage meets the highest standards of service and trust.

Clearly, Envisage offers unparalleled experience, selection, and service when it comes to international student medical insurance – making them a top choice.

What Insurance Plans Does Envisage Offer?

Envisage offers a wide range of international student health insurance and travel insurance plans to meet diverse needs. Here is an overview of their main offerings:

1. International Student Health Insurance

This provides comprehensive health coverage for international students traveling to the USA or other countries for full-time study. The plans include:

• StudentSecure Budget, Select, Smart, and Preferred – for international students in the USA
• GlobeHopper Student – for students worldwide except the USA
• Patriot Exchange Program – for international exchange students and scholars in the USA

Benefits include doctor visits, prescription drugs, urgent care, emergency treatment, hospitalization, mental health, preventive care, dental & vision, etc.

2. International Student Travel Insurance

This covers international students during travel outside their home country for studies. Plans include:

• Visitor Care – for students, scholars, and cultural exchange visitors entering the USA
• GlobeHopper Single-Trip and Multi-Trip – for worldwide travel insurance needs

Benefits include emergency medical treatment, emergency medical evacuation, trip interruption, lost checked baggage, etc.

3. Work & Travel Insurance

Specialized coverage for international students participating in work & travel programs worldwide. Benefits include:

• Emergency medical & dental treatment
• Medical evacuation
• Trip cancellation & interruption
• Loss of personal belongings
• Accidental death & dismemberment
• 24/7 travel assistance services

So in summary, Envisage offers tailored international student medical insurance plans for health, life, travel, and other coverage needs abroad.

What are the Key Benefits of Envisage Student Insurance Plans?

Some of the noteworthy benefits of Envisage’s insurance policies include:

1. Extensive Health Coverage – Plans provide coverage for doctor visits, hospitalization, prescription drugs, mental health services, preventive care, emergency medical treatment, and more.

2. Emergency Medical Evacuation – Covers costs of evacuation in case of critical medical emergencies.

3. 24/7 Assistance Services – Students get access to multilingual assistance professionals for travel, medical, and other emergencies.

4. Telehealth Services – Convenient virtual visits with US-licensed doctors for nonemergency issues.

5. Dental & Vision – Many plans include dental and vision coverage also.

6. Maternity Care – Available on certain long-term plans for pregnant international students.

7. COVID-19 Coverage – Most plans provide coverage for testing and treatment of COVID-19.

8. Pre-existing Conditions – Available on some plans after 12 months of continuous coverage.

9. Mental Health Coverage – Many plans provide coverage for both inpatient and outpatient mental health services.

10. Competitive Rates – Quality plans at reasonable rates customized for student budgets.

So in a nutshell, Envisage plans offer robust coverage, top-notch assistance services, and excellent value for international students.

What is Not Covered by Envisage Insurance Policies?

While Envisage plans offer extensive benefits, some limitations and exclusions apply. These include:

• Pre-existing conditions – Excluded on most plans unless enrolled for 12+ months.
  
• Routine vision & dental – Limited coverage, not included on all plans.
  
• High-risk activities – Injuries from dangerous hobbies may have limited/no coverage.
  
• Epidemics – Some costs relating to epidemic/pandemic outbreaks may be excluded.
  
• Maternity – Excluded on short-term policies, only certain plans have maternity benefits.
  
• Cosmetic care – Elective cosmetic treatments and surgeries are not covered.
  
• Self-inflicted illness – Injuries/conditions due to substance abuse, suicide attempts, etc. not covered.
  

Note: Exclusions also apply to other non-medically necessary, experimental, or unconventional treatments.

Students must carefully review policy documents to be aware of exclusions that may apply to pertain to their specific insurance plan purchased through Envisage. Having clarity on non-covered services is important when making claims.

How Easy is it to File an Insurance Claim with Envisage?

Filing an insurance claim with Envisage involves the following simple steps:

1. Report the Claim – Contact Envisage’s claim administrators online/by phone within 30 days of the loss of medical service.
   
2. Provide Documentation – Submit all supporting paperwork like medical bills, doctor’s notes, and police reports (as relevant) to validate your claim.
   
3. Settle Copays – Pay any applicable copays or deductibles that you owe out-of-pocket.
   
4. Track Claim Status – Follow up regularly on your claim status through your online account or with Envisage customer service.
   
5. Receive Benefits – Once approved, the claim payment will be made to your health provider (for medical claims) or reimbursements issued to you directly.
   

The claims process is quick and straightforward with Envisage. Their website offers detailed guidance for students to file different types of insurance claims easily. Multilingual customer service is also available to assist students when required.

Does Envisage Offer Good Customer Service?

With over two decades of experience catering to international students, Envisage has top-notch customer service:

• 24/7 multilingual assistance – Support services in 200 languages for global student needs
  
• Dedicated account managers – Individual account reps provide personalized service
  
• Online student zone – Easy access to forms, ID cards, find a doctor tool etc.
  
• Multiple contact options – Live chat, email, phone, social media support channels
  
• Fast inquiry response – Queries resolved typically within hours
  
• Prompt claims support – Assistance with documenting and tracking claims
  
• Policy renewals – Reminders and support for annual renewals
  
• Mobile app – Easy access to your student insurance account on-the-go
  

Envisage uses a high-tech yet human-touch approach to provide exceptional services and experience to international students. This has earned them consistently high ratings and 5-star reviews.

How to Apply for Envisage International Student Insurance?

Purchasing insurance through Envisage involves just 4 simple steps:

1. Get a Quote – Visit their website or call for a customized quote per your needs.
   
2. Select a Plan – Compare plans that meet your budget and requirements. Their advisors can assist.
   
3. Complete Application – Fill health questionnaire and make payment securely online.
   
4. Obtain Policy – Your policy documents and ID card are emailed instantly upon approval.
   

The online application process is quick, easy, and convenient with Envisage. Students can purchase insurance entirely online and receive policy documents within minutes.

Frequently Asked Questions (FAQs) For Envisage International Student Insurance Review

Final Takeaway – Is Envisage Global a Good Option for Student Insurance?

In conclusion, this comprehensive envisage international student insurance review summarizes the key highlights of Envisage’s offerings:

• As an industry leader for over 20 years, Envisage provides a wide selection of compliant international student health and travel insurance plans.
• Their coverage options are tailored for different needs – exchange students, study abroad, full-time enrolled, work & travel participants, and more.
• The plans offer robust benefits like extensive health coverage, emergency medical evacuation, telehealth services, vision & dental, etc.
• Envisage has a streamlined claims process and provides exceptional 24/7 multilingual support services.
• They are rated A+ by BBB and have won multiple awards for their world-class service.
• With their expertise, selection, and services, Envisage simplifies international student insurance – making them a leading choice for coverage abroad.

Clearly, Envisage offers a great one-stop insurance solution for global students looking for coverage while studying abroad. With their expertise and professional services, Envisage takes the guesswork out of choosing international student insurance – making them a smart choice.

So in summary, this detailed Envisage International Student Insurance review covers everything you need to make an informed decision for your international insurance needs as a student worldwide.

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Alireza Farshadfard

Founder of InsurancePrompt.com at InsurancePrompt

I'm Alireza Farshadfard, a 45-year-old insurance professional with a decade of experience in the industry. My passion is to educate individuals about the importance of insurance and the various coverage options available. That's why I've created this website, to share valuable insurance information with readers like you. I've accumulated a wealth of knowledge and expertise, and I'm dedicated to sharing it through my posts. I hope you find my insights and advice helpful in protecting yourself and your loved ones.

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